It helps clients manage accounts from the aspects of risk control and bank-enterprise reconciliation. By analyzing internal and external account information, it can realize portrayal, rating, classification, early warning and control of risks Offline verification services can further avoid risks. At the same time, the unified management of multiple channels can be realized, and all data in the server can be shared to improve the efficiency and accuracy of the reconciliation business. Furthermore, services supporting reconciliation such as statement dissemination and telephone-based reconciliation reminder can be provided.