Macau Credit Data Platform
The first-generation unified personal credit information system created by Ylink Computing for Macao breaks through the data barriers among banks and lays a foundation for the exchange and sharing of personal credit information resources in the Guangdong-Hong Kong-Macao Greater Bay Area. At the same time, it has certain automatic processing capabilities, which can significantly reduce the risks and costs of the operation of the financial business in the Greater Bay Area. It is applicable to pre-loan review, post-loan management, credit information report inquiry and other credit investigation service scenarios.
Facilitating the cross-border flow of credit information resources, to lay a data foundation for in-depth cooperation in the Guangdong-Hong Kong-Macao Greater Bay Area;
Urging individuals to maintain good credit records, reducing the cost of pre-loan review, and improving the speed of lending;
Achieving accurate lending and reducing the excessive financing of Macao residents, thus promotes the stability of the financial market;
Making the front-end system of commercial banks quickly access the central site of the AMCM to realize its integration construction.
