The tightening of payment regulatory policies, intensive development of enterprises, and rising competitive pressure have led to a relatively rapid change in the external environment today.

In addition, with mobile payments becoming mainstream, merchant financial scenarios are gradually becoming more complex and diversified, and marketing needs are increasing. Faced with the "aggressive" trend of the market, many enterprises are complaining.

Different enterprises face different "troubles", what do they say?

Our offline financial scene is complex, so there are many business systems, but it is difficult to reuse the payment functions built;

Our industry has a special nature, T+0 is no longer sufficient, and liquidation must be completed within D+0 days;

We are a cross-border e-commerce company with a relatively long funding cycle for orders, but we need to settle them according to the cycle;

The operating costs of enterprises remain high, and the cost of channel management increases year by year;

The marketing model is too single, and I want to collaborate with the platform to launch more promotional activities, attract users, and improve customer loyalty;

When can the function of electronic wallet be launched?

What should we do if we want a compliant and secure payment settlement ecosystem?

Don't worry, facing these pain points, Yinyan Technology happens to have a standard answer (good and professional).

The scene payment comprehensive financial service platform developed by Yinyan Technology integrates account, payment, marketing, settlement, and customized financial services. With the payment platform as the digital base, it is committed to helping enterprises plan for industrial digitization.

On the merchant side, we provide aggregated cashier capabilities, supporting both offline and online cashier scenarios. At the same time, we provide merchants with an aggregated merchant management platform and merchant APP, achieving one-stop cashier record management, withdrawal, recharge, reconciliation, and other management.

On the user side, establish a unified payment membership system, accurately depict membership profiles through the association between payment members and business users, and provide rich APP applications for individual users, supporting value-added services such as personal consumption, marketing, and financial management.

The enterprise management end not only provides platform data query and operation control functions for backend personnel, but also provides aggregated merchant management functions for institutions. It also provides transaction query, report statistics, marketing activities and other functions for merchants developed under institutions.

In terms of marketing, the platform has a rich marketing system and diverse marketing tools to meet the diverse financial scenarios, providing users with integrated services for marketing collection, verification and payment. Coupons cover various application scenarios, including innovative coins, discount coupons, full discount coupons, and instant discount coupons.

What? You said the scene payment comprehensive financial service platform is so excellent, why did we only launch it today?

In fact, as early as 2022, Yanlian Computing, a subsidiary of Yinyan Technology, participated in the Guangdong Province Information Technology Application Innovation Industry Alliance Innovation Competition with this product and won the Excellent Award in the Enterprise Group Financial Technology Track! This alliance is composed of Huawei, Feiteng, Longxin, Qilin, Tongxin, Dameng, Kingdee, and massive units, committed to promoting the research and development of innovative products and industry application solutions for information technology applications in Guangdong Province.

Under the influence of changes in market conditions and new policies, enterprises in the payment field will face more challenges in the future. Yinyan Technology has been deeply involved in the financial IT industry for more than 20 years, using digital technology and shared platforms. Through mature, stable, and compliant products and a strong delivery and operation team, we are committed to adapting to changes and working together with our customers towards the digital future.

Previous article: Macau Guoshuyi FPS system (Phase II) is online!